Upon graduation from University of the Pacific in 1973, attended Cal State U, Hayward, then worked for IBM at Santa Teresa Lab. In 1984 moved to New York City and worked for Morgan Stanley, Citigroup, The Federal Reserve Bank, and others. In 1990 moved to Atlanta and worked for Dunn & Bradstreet, IBM and others. In 1994 moved back to upstate New York and worked under contract and ad hoc situations since. Married from 1985 to 1994, wife deceased, with two adult children. Legally blind.
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